In all states, Renters Insurance and Residents Liability Insurance are underwritten by American Bankers Insurance Company of Florida with its home office in Miami, Florida. In Minnesota, the underwriter is American Security Insurance company. In Georgia, Residents Liability is underwritten by Voyager Indemnity Insurance Company.

In Utah, coverage is provided under policy form AJ8850PC-0307 or AJ9281CKK-0609.

Each insurer has sole financial responsibility for its own products.